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      • CAREFREE: Raftelis Rebuttal Report - 7/24/20
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  • LETTERS FROM READERS #2
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  • TOWN MEETING AGENDA
    • Workshop to discuss Fiscal Year 2023-2024 budget 5/25/23
    • Workshop to discuss Fiscal Year 2023-2024 budget
    • Carefree Meeting Agenda: 4/4/23
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    • Carefree Meeting Agenda: Council visioning workshop 2/3/23
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    • Carefree Meeting Agenda: 10/25/22 >
      • 10/4/22 Town Meeting Pics and Slides
      • Carefree Meeting Agenda: Council visioning workshop
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    • 2/9/21 CAREFREE UTILITIES COMMUNITY FACILITIES DISTRICT
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    • Carefree Meeting Agenda: 12/1/20
    • 11/18/20 Swearing In and Strategic Meeting
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    • 10/13/20 STRATEGIC PLANNING WORKSHOP
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"Thomas Jefferson said a democracy is dependent on an informed citizenry. I don't care whether it sounds corny or not.  It's the truth." -Jim Lehrer
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Carefree Truth
Issue #910, April 5, 2021

Gary Neiss explained that 3 years ago, Carefree was struggling with escalating insurance costs.  The private market rates were increasing approximately 20% annually for small organizations like Carefree.  Insurance pools required a minimum number of employees and Carefree did not meet that minimum.  Then the Town came across the Rural Arizona Group Health Trust (RAGHT), in which Carefree qualified.  It is still the smallest member.  RAGHT has accepted 6 more members since Carefree joined.  It is a very stable trust.
 
 
There was no rate increase the first year.  There was a 9% increase the second year and there will be a 9% increase this year, but it is a lot better than the alternatives.  RAGHT gives a sense of security and the expectation that its rates for the employees will be consistent.

 
 
Mr. Neiss said that he sits on the RAGHT board.  They go over the census of respective members at the annual meetings and set the rates.  It's a very transparent process.  He is very confident that this is the best method for an organization the size of Carefree's to get the most competitive rate.  He is very pleased with RAGHT.
 
 
Approval by the Council would extend Carefree's membership for 5 years.  Councilman Stephen Hatcher asked if Carefree would be locked in for 5 years.  Mr. Neiss confirmed that the Town would be locked in for 5 years.  The motion to extend the membership in RAGHT passed unanimously.
 
https://vimeo.com/520234278
 
 
Lyn Hitchon
 
 
Prepared by Carefree Truth
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